No coverage: Citi, Synchrony and Discover do not offer any car rental coverage on any of their credit cards. WalletHub found that of the personal credit card issuers in the chart below, Chase Bank offered the best rental car insurance benefits. And perks will vary from card-to-card, so it's important to understand the terms of each card. Many financial institutions, like Bank of America or U.S. Your personal auto insurance policy offers much less protection than a good travel credit card.You are planning to rent a car in the U.S.You plan to rent a car outside of the U.S.Since most rental cars are fairly new, this is a common scenario.
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